• Nadlan Capital Group - EUA Financiamento imobiliário para estrangeiros e residentes

  Opções de refinanciamento para empréstimo DSCR com pontuação de crédito baixa

  Escrito por Grupo Nadlan em 9 de abril às 22:33

  When a borrower’s credit score comes in low—like 620 in your DSCR refinance case in Pennsylvania—it can impact the terms and options available. However, all is not lost. Below is a strategic table outlining the borrower’s Opções disponíveis and the best path forward based on their situation:

  📋 Refinance Options for DSCR Loan with 620 Credit Score

  See attached comparison table

  🧠 Additional Tips

  • Pontuação Rápida: If the score is on the edge (e.g., 640 threshold), use rapid rescore with documentation (e.g., credit card payoff).

  • Focus on Cash-Flow: Emphasize strong DSCR (e.g., 1.2+), solid rent history, and good reserves.

  • Highlight Property Strength: Lenders might overlook poor credit if the property is stable, rented, and in a strong market like parts of PA.

  • Foreign National Angle (if applies): If the borrower is foreign national, some lenders don’t even

  

  Grupo Nadlan respondeu 2 semanas, dias atrás 3 Membro 1 · Respostas 0

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